Let’s face it—crypto isn’t just a buzzword anymore. It’s money, and real businesses are using it daily. Whether you’re a small Shopify seller or a large eCommerce operator, accepting crypto payments isn’t some futuristic idea—it’s already here. And if you’re not prepared for it, you might be leaving revenue on the table.
Imagine this: a customer in Europe wants to pay with Bitcoin. Another in Asia wants to use USDT. Instead of juggling exchange rates and transaction delays, you get paid instantly, securely, and globally with crypto. That’s the power of integrating crypto wallets and payment systems into your Shopify store.
In this guide, we’re diving deep into:
- The best crypto wallets compatible with Shopify
- Which platforms support seamless checkout
- How to set up payment gateways like Coinbase Commerce and BitPay
- Tips on smart wallet APIs and Web3-powered stores
Whether you’re crypto-curious or already stacking sats, this article will equip you with the tools to accept crypto like a pro.
Understanding Shopify’s Crypto Payment Options
If you’re thinking, “Can Shopify even accept crypto?” the short answer is: yes—and pretty well too. Shopify allows merchants to accept crypto payments through approved third-party apps.
You’re not dealing directly with blockchain code or private keys. Instead, you integrate a crypto-friendly payment gateway—just like PayPal or Stripe.
Here’s how it works:
Built-in Payment Methods vs Third-Party Apps
Shopify doesn’t natively process crypto like it does credit cards. But it supports crypto payments via apps such as:
- Coinbase Commerce
- BitPay
- CoinGate
- NOWPayments
- Crypto.com Pay
You install these from the Shopify App Store, configure them with your wallet, and voilà—your checkout page gets a crypto option.
What Merchants Need to Know About Crypto Checkout
Let’s say a customer buys a $50 T-shirt from your store and selects “Pay with Crypto.” Here’s the general flow:
- They’re redirected to a hosted checkout (e.g., Coinbase Commerce).
- They choose a coin (Bitcoin, Ethereum, USDC, etc.).
- The wallet address + amount appears.
- Customer sends the funds.
- You get notified instantly once confirmed.
No chargebacks. No foreign transaction fees. No bank involvement.
Processing Flow & Crypto Settlement Options
Here’s where it gets flexible.
With platforms like BitPay or NOWPayments, you can:
- Accept payment in BTC/ETH
- Automatically convert it to USD, EUR, or stablecoins
- Settle to your bank account or crypto wallet
This means you can accept crypto but still get paid in fiat, which is perfect if you’re worried about volatility.
🚀 Use Case:
- Shopify merchant sets up Coinbase Commerce.
- A customer pays in ETH.
- Funds go to the merchant’s Coinbase wallet.
- Merchant can hold, convert, or withdraw—fully in control.
This flexibility is why more and more eCommerce brands are adding crypto. It’s borderless money with lower fees and higher control.
Top Crypto Wallet Platforms for Shopify
Now that we’ve nailed the basics, let’s talk about the heavy hitters—the actual crypto wallet platforms and gateways that are fully compatible with Shopify. These aren’t just wallets; they’re full-fledged payment processors built for online stores like yours.
Each one offers unique features, crypto support, merchant tools, and different settlement options. Let’s break them down one by one.
Coinbase Commerce
Coinbase Commerce is probably the most Shopify-friendly crypto payment solution out there. Developed by Coinbase itself, it lets you accept crypto payments directly, with or without a Coinbase account.
🔑 Features:
- Supports BTC, ETH, USDC, LTC, DAI, and more
- Fully non-custodial — you own the keys unless you integrate with Coinbase.com
- Simple Shopify app integration
- Clean, trusted checkout experience
✅ Why It’s Great for Shopify:
- Easy to install from the Shopify App Store
- Hosted checkout page — no coding required
- Automatic payment detection and confirmations
- Optional email invoice support
⚠️ Considerations:
- No fiat settlement unless linked to Coinbase account
- No direct credit card/crypto split payments
BitPay
BitPay is a more enterprise-grade crypto wallet and processor that’s ideal for merchants who want fiat settlement. It’s been around since 2011 and supports a wide range of cryptocurrencies.
🔑 Features:
- Accepts BTC, ETH, BCH, DOGE, LTC, USDC, DAI, SHIB, and more
- Converts crypto to fiat in real-time
- Direct bank payouts (USD, EUR, GBP)
- Email invoicing, Point-of-Sale, and B2B tools
✅ Why It’s Great for Shopify:
- Shopify integration with zero coding
- Auto-conversion to fiat removes volatility
- Supports custom branding on checkout page
⚠️ Considerations:
- Requires merchant KYC
- Higher transaction fee (~1%)
CoinGate
CoinGate is popular in Europe and offers a crypto-first payment experience with flexibility in settlement and wallet setup.
🔑 Features:
- Supports 70+ cryptos including Bitcoin Lightning
- Integration with Shopify, WooCommerce, and Magento
- Flexible payout options: crypto, fiat, gift cards
✅ Pros:
- Accept payments in crypto, get paid in fiat or stablecoins
- Excellent customer support and dashboard
⚠️ Cons:
- May require additional verification for large volumes
Crypto.com Pay
If your brand leans toward tech-savvy audiences, Crypto.com Pay might be a stylish choice. It ties directly into the Crypto.com ecosystem (DeFi wallet, exchange, NFTs).
🔑 Features:
- Supports CRO, BTC, ETH, USDT, USDC
- Cashback rewards for customers who pay in CRO
- Real-time merchant settlements
- Optional stablecoin payouts
✅ Shopify Integration Perks:
- Easy installation
- Good UX for mobile shoppers
- API access for devs
NOWPayments
NOWPayments offers a versatile, low-fee option for small and mid-size merchants.
🔑 Features:
- Supports 150+ cryptocurrencies
- Auto-conversion available
- Anonymous checkout option
- Non-custodial setup
✅ Why Use It?
- Accept everything from BTC to obscure altcoins
- Very fast to integrate
- Only 0.5% fees
📊 Comparison Table: Top Wallet Platforms for Shopify
| Wallet Platform | Fees | Fiat Settlement | Shopify App | Supported Coins | Custody |
|---|---|---|---|---|---|
| Coinbase Commerce | 0% (non-custodial) | ❌ Optional (via Coinbase) | ✅ Yes | BTC, ETH, USDC, DAI | Non-Custodial |
| BitPay | ~1% | ✅ Yes | ✅ Yes | BTC, ETH, DOGE, LTC | Custodial |
| CoinGate | 1% | ✅ Yes | ✅ Yes | 70+ (incl. Lightning) | Custodial |
| Crypto.com Pay | 0.5%-1% | ✅ Yes | ✅ Yes | BTC, ETH, USDT, CRO | Custodial |
| NOWPayments | 0.5% | ✅ Yes | ✅ Yes | 150+ | Non-Custodial |
Self-Custody Wallets That Work with Shopify
So far, we’ve focused on crypto payment gateways with ready-to-go Shopify apps. But what if you want more control over your funds? That’s where self-custody wallets come in.
These wallets give you ownership of your private keys, meaning your crypto truly belongs to you. They’re not directly integrated with Shopify for payment processing, but they can still work with crypto checkouts—especially when paired with gateways like Coinbase Commerce or BitPay.
Let’s explore how these wallets fit into the Shopify ecosystem.
MetaMask and Web3 Wallets
MetaMask is the most popular Ethereum-based wallet and supports EVM-compatible blockchains like BNB Chain, Polygon, and Avalanche.
🔑 Features:
- Browser extension + mobile app
- Integrates with dApps and Web3 sites
- Supports NFTs and DeFi protocols
💡 How to Use with Shopify:
While MetaMask doesn’t plug into Shopify directly, it can:
- Send payments to Shopify merchants using platforms like Coinbase Commerce or NOWPayments
- Be used in custom smart contract checkouts via Shopify’s Storefront API + Web3.js
💡 Pro Use: If you run a Shopify store focused on NFTs or tokenized products, you can use MetaMask for minting, authentication, and gated content delivery.
Trust Wallet + WalletConnect
Trust Wallet is mobile-first and supports thousands of cryptocurrencies across multiple chains.
🔑 Features:
- Multi-chain support (ETH, BNB, Solana, etc.)
- NFT display + staking features
- Integrated DEX and token swap
🔗 WalletConnect Compatibility:
Most crypto gateways (Coinbase Commerce, NOWPayments) allow WalletConnect, which means users can connect Trust Wallet directly to checkout pages.
🛒 Merchant Scenario:
- A user shops in your Shopify store
- Proceeds to checkout via NOWPayments
- Scans WalletConnect QR code with Trust Wallet
- Payment is completed securely
Hardware Wallets (Ledger, Trezor) via Integrations
Hardware wallets like Ledger Nano X or Trezor Model T aren’t directly compatible with Shopify checkouts—but they still play a key role.
💼 Merchant Use Case:
- You set up a payment gateway like Coinbase Commerce
- You link the wallet address generated by Ledger or Trezor
- All payments from customers go straight to your cold storage wallet
🔐 Benefits:
- Maximum security
- Offline key storage
- Long-term holding without exposure
This is ideal for businesses that process large volumes of crypto or want secure, long-term custody.
🔁 Use-Case Scenarios & Flow Charts
Let’s simplify with some real-world scenarios:
💻 Scenario 1: MetaMask + Smart Checkout
| Step | Action |
|---|---|
| 1 | Customer selects crypto checkout |
| 2 | Shopify redirects to hosted checkout page |
| 3 | MetaMask browser extension pops up |
| 4 | Customer approves payment |
| 5 | Order confirmed, crypto sent to your wallet |
📱 Scenario 2: Trust Wallet via WalletConnect
| Step | Action |
|---|---|
| 1 | Customer on mobile taps “Pay with WalletConnect” |
| 2 | Trust Wallet opens and auto-fills payment info |
| 3 | Customer taps confirm |
| 4 | Funds sent instantly, order confirmed |
🔐 Scenario 3: Ledger Wallet for Store Owner
| Step | Action |
|---|---|
| 1 | Owner sets up Coinbase Commerce |
| 2 | Links receiving address from Ledger |
| 3 | All crypto sales go straight to Ledger wallet |
| 4 | Owner manually verifies and records transactions |
Table: Shopify Wallet & App Comparison
Now that we’ve explored both third-party gateways and self-custody wallet options, it’s time to lay them all out for an easy head-to-head comparison. Whether you’re deciding between Coinbase Commerce and BitPay, or you’re wondering if MetaMask is enough for your crypto store, this table will give you clarity.
📊 Table A: Shopify Crypto Wallets & Apps Compared
| Wallet/App | Shopify App | Fiat Settlement | Fees | Supported Coins | Device Support | Custody Type |
|---|---|---|---|---|---|---|
| Coinbase Commerce | ✅ Yes | ❌ Crypto only (unless linked to Coinbase) | 0% | BTC, ETH, USDC, DAI | Web, Mobile | Non-Custodial |
| BitPay | ✅ Yes | ✅ USD, EUR, GBP | ~1% | BTC, ETH, DOGE, LTC, USDC | Web, Mobile | Custodial |
| CoinGate | ✅ Yes | ✅ Multiple Currencies | 1% | 70+ coins incl. Lightning | Web, Mobile | Custodial |
| Crypto.com Pay | ✅ Yes | ✅ USD, USDC | 0.5%-1% | BTC, CRO, ETH, USDT | Web, Mobile App | Custodial |
| NOWPayments | ✅ Yes | ✅ Crypto or fiat via exchange | 0.5% | 150+ cryptocurrencies | Web, WalletConnect | Non-Custodial |
| MetaMask | ❌ No (manual use) | ❌ Manual | 0% (network fees apply) | ETH, ERC-20 tokens | Web Extension, Mobile | Self-Custody |
| Trust Wallet | ❌ No (via WalletConnect) | ❌ Manual | 0% (gas fees apply) | Multi-chain | Mobile Only | Self-Custody |
| Ledger/Trezor | ❌ No (manual wallet link) | ❌ Manual | 0% (gas/network fees) | All supported tokens | Desktop Only | Hardware Wallet |
This table highlights the key differences between custodial platforms like BitPay and CoinGate, and non-custodial/self-custody solutions like MetaMask, Ledger, and Trust Wallet. If you’re looking for full automation and fiat settlements, custodial gateways are the way to go. But if privacy and control are your top priorities, self-custody wins.
BitRefill & Gift-Card Integration with Shopify
Here’s a cool bonus option—especially for stores looking to expand payment choices without reinventing the wheel.
BitRefill allows customers to buy gift cards using crypto, and you can integrate these directly into your Shopify store.
💡 What is BitRefill?
BitRefill is a platform where users can spend Bitcoin, Lightning, Ethereum, and other crypto to:
- Buy gift cards
- Pay for mobile top-ups
- Cover digital services (Spotify, Netflix, etc.)
🛒 How Shopify Stores Use It:
- Offer BitRefill vouchers as products in your Shopify store.
- Let users purchase using crypto via your chosen payment gateway.
- Deliver gift cards digitally through email or an app.
This setup works great for:
- Stores without direct crypto product delivery
- Merchants who want to monetize crypto holders without the hassle of direct payments
🔧 Shopify Setup Walkthrough:
- Create a collection in Shopify for crypto vouchers.
- Source cards from BitRefill’s B2B offering or manually stock them.
- Accept payment in crypto via NOWPayments or BitPay.
- Fulfill digital delivery via email automation (e.g., Klaviyo or Shopify Email).